Financial Technology Research Centre
Researching fintech before it was even invented!Established in 1995, FTRC is a boutique fintech consultancy specializing in the evolving financial advice market, both in the UK and internationally. We focus on how technology, including regtech, wealthtech, and insuretech, will shape this future.
Our mission is to empower consumers to take greater control of their finances by helping financial advisers, insurance companies, investment platforms, asset managers, and technology companies deliver better services. We enable our diverse client base, from global institutions to FinTech start-ups, to achieve superior consumer outcomes while simultaneously reducing costs and increasing profitability.
Visit Our Websites:
Advisersoftware.com is a vital resource for financial advisers, exploring technology, AI tools, and various other wealth systems. It helps practices understand how innovations can improve operations and client service.
Advisers should visit to stay updated on emerging tech. The site features online forums for peer discussions, insightful surveys on advisor technology, and details on key industry events like Empowering Advice Through Technology (EATT) and Delivering Digital Financial Advice (DDFA). This makes it an essential hub for optimizing your practice and delivering better consumer outcomes.
Benefitsguru.co.uk is an essential platform for advisors specialising in employee benefits, pensions, and financial wellness. It provides comprehensive insights and ratings, including the crucial wellness and open banking ratings released every April, and the full Auto Enrolment & Workplace Pension ratings published in September.
Advisers should visit to access this vital data, informing their client recommendations on workplace pensions and financial wellness programs.
Protectionguru.co.uk offers financial advisers specialised technical information and product research for life, critical illness, and income protection. We host monthly virtual Protection Forums and bi-monthly Consumer Duty Alliance (CDA) protection forums for networking and industry discussions.
Advisers also access Protection Guru Pro (PGP), our software for detailed product comparisons and quality assessments. PGP helps advisers demonstrate policy value, considering both quality and price, crucial for meeting FCA Consumer Duty obligations.
Our Offerings:
Research and Benchmarking System
A range of systems designed to help financial advisers better compare the products they recommend clients. Developed to enable advisers to carry out detailed comparisons of financial products and generate easy to understand analysis for the clients in just a few minutes.
The systems can also be a powerful tool for product/proposition managers enabling them to create detailed comparisons of products with peers and identify areas for improvement.
The data from the systems provides us with valuable insight into the practical ways advisers work to select products and features they consider most important when making client recommendations.
The latest enhancements to these tools enable protection advisers to easily compare Critical Illness policy wordings and Workplace pension advisers to generate detailed governance reports for clients whose schemes are being reviewed.
The latest enhancements to these tools enable protection advisers to easily compare Critical Illness policy wordings and Workplace pension advisers to generate detailed governance reports for clients whose schemes are being reviewed.
Market Insight Reports
A series of detailed reports providing extensive analysis of key industry issues updated monthly to reflect the latest changes in the marketplace.
Current studies include:
Adviser Software Insights – A summary of technology used by adviser firms and how it impacts the selection and recommendation of financial products, platforms and asset managers
Making Savings Affordable – a report which addresses the impact of AE contribution increases (April 2018 & April 2019) will have on a consumer’s disposable income and the knock-on effects this will have to the UK savings market
How Technology Becomes Core to Advice – a detailed look at the core role technology plays in ensuring that your organisation will survive the automated advice revolution
Collaboration & Industry Dialogue
Bringing together many of the UK’s major advisers, providers, platforms and software suppliers to discuss key issues and identify how to address them co-operatively.
This activity is supported online as well as face-to-face, allowing a wider range of adviser firms to be involved in discussions.
Bespoke Consultancy
Specialist consultancy that focuses on the operational issues within adviser businesses, including technology, services & compliance.
Services include:
- External Validation of New Service Development
- Assistance with RFI processes
- Proposition Assessment Service
- Strategic Consulting
- Vendor Selection (including Client Management Systems, B2C Services, Platforms and Provider partners)